PENGUATAN KAPASITAS KADER PKK SEBAGAI AGEN LITERASI KEUANGAN KELUARGA MELALUI PELATIHAN BERBASIS APLIKASI MOBILE
DOI:
https://doi.org/10.51878/community.v6i2.14953Keywords:
Kader PKK, Literasi Keuangan, Pengelolaan Keuangan Keluarga, Aplikasi MobileAbstract
ABSTRACT
Limited family financial literacy remains a challenge in supporting community well-being. PKK cadres have a strategic position as financial literacy agents at the community level, but their capacity to provide education and assistance in family financial management needs to be strengthened. This community service activity aimed to strengthen the capacity of PKK cadres through mobile application-based family financial management training. The activity involved 15 PKK cadres in Abadijaya Village, Depok City, through needs identification, material preparation, pre-test, training, demonstration and practice using the SIMAK Finance application, mentoring, post-test, and evaluation. The evaluation used an instrument consisting of 15 indicators covering financial literacy knowledge, family financial management skills, and cadres’ readiness as family financial literacy agents. The results showed an increase in knowledge from 87% to 95%, skills from 80% to 93%, and cadres’ readiness from 76% to 91%. These findings indicate that integrating training with mobile application practice can strengthen cadres’ capacity to understand and apply family financial management and support their readiness to perform educational roles in the community. Further program development should focus on long-term mentoring and evaluation to support sustained implementation.
ABSTRAK
Keterbatasan literasi keuangan keluarga masih menjadi tantangan dalam mendukung kesejahteraan masyarakat. Kader PKK memiliki posisi strategis sebagai agen literasi keuangan di tingkat komunitas, tetapi kapasitas dalam memberikan edukasi dan pendampingan pengelolaan keuangan keluarga masih perlu diperkuat. Kegiatan pengabdian kepada masyarakat ini bertujuan meningkatkan kapasitas kader PKK melalui pelatihan pengelolaan keuangan keluarga berbasis aplikasi mobile. Kegiatan dilaksanakan kepada 15 kader PKK Kelurahan Abadijaya, Kota Depok, melalui tahapan identifikasi kebutuhan mitra, penyusunan materi, pre-test, pelatihan, demonstrasi dan praktik penggunaan aplikasi SIMAK Finance, pendampingan, post-test, dan evaluasi. Evaluasi menggunakan instrumen 15 indikator yang mencakup pengetahuan literasi keuangan, keterampilan pengelolaan keuangan keluarga, dan kesiapan kader sebagai agen literasi keuangan keluarga. Hasil evaluasi menunjukkan peningkatan pengetahuan dari 87% menjadi 95%, keterampilan dari 80% menjadi 93%, dan kesiapan kader dari 76% menjadi 91%. Temuan ini menunjukkan bahwa integrasi pelatihan dengan praktik penggunaan aplikasi mobile dapat memperkuat kapasitas kader dalam memahami dan menerapkan pengelolaan keuangan keluarga serta mendukung kesiapan menjalankan peran edukatif di masyarakat. Pengembangan program selanjutnya perlu diarahkan pada pendampingan dan evaluasi jangka panjang secara berkelanjutan.
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